Purpose
Create Nano-Finance (fintech) solution framework/strategy for urban poor (street vendors, small traders etc.)
Challenge
Unorganized, no formal credit, complex socio-economic behavior, unique points-of-cash need, costly collection operation, lack of permanent infrastructure.
Solution
Two tier solution framework - digital disbursal and physical collection, innovative credit checks (AADHAAR and business/social reference), hyperlocal solution design, socio-political risk assessment.
Result
Robust Model/Framework - Faster cash conversion cycle (weeks), Design for a tool to be used as credit and collection management.
Purpose
Proposal for Cluster Development Activity for Lucknow Mango Cluster (Under NHB)
Challenge
Despite the GI (Geographical Indicator) tag for Dushehri mango, farmers are yet to realize the benefits from mango production. Cluster level efforts needed.
Solution
A comprehensive proposal including all aspects of an all-round development (production, post harvest and marketing) of the Lucknow Cluster was prepared.
Result
The client (R-FRAC) won the award of Cluster Development Agency. Vidaksh is now a consultant for further cluster activities.
Purpose
Development of sea transport protocol for trial shipment for the export of green chilli from Eastern UP to Dubai
Challenge
While Eastern UP produces good quality of vegetables, export consignments are often rejected for missing quality parameters/documentation.
Solution
End-to-End process mapping right from harvest to export destination, with clear quality/documentation gap identification and intervention planning framework.
Result
Robust Model/Framework - and clearly laid out intervention plan submitted, number of export consignment has increased from that region.
Purpose
Information Collection and Analysis of Smart Foot Chain (Agritech) market in India to help Japanese startups explore the Indian market.
Challenge
Indian agritech market is at an early growth stage. Complexity to navigate through market forces, and govt policies/schemes make it difficult for foreign players.
Solution
A detailed information collection and analysis exercise including all stakeholders - end beneficiaries, value chain players, policymakers with actionable insights.
Result
Realistic/actionable insights on feasible market/solution/market entry aspect likely to help the client move to the next step in exploring the Indian market.